Atom Bank plc is a British digital challenger bank established in 2014 and is headquartered in Durham, UK. It offers a range of products and services including fixed saver accounts with competitive rates, new home and first home mortgages, remortgaging, money transfers as well as business loans for small and medium-sized enterprises (SMEs). Mortgages are only available through a broker. You can open an account with Atom app in ten minutes. The bank doesn't offer current account service. With approximately 70,000 customers, the company has about £1.8 billion in retail deposits and £2 billion in completed mortgages. Your deposits are FSCS protected up to £85,000 per customer. Atom app is available in Apple App Store and Google Play Store and is compatible with both the iOS (iPhone, iPad) and Android. Mark Mullen is CEO (Chief Executive Officer) and Bridget Rosewell is Chairman of Atom Bank. Spanish bank BBVA holds about 40% of Atom's shares.

Fixed Savings Accounts:
Atom 3 Month Fixed Saver - Interest rate 0.80% AER
Atom 6 Month Fixed Saver - Interest rate 1.76% AER
Atom 1 Year Fixed Saver - Interest rate 2.00%% AER
Atom 2 Year Fixed Saver - Interest rate 2.05% AER
Atom 3 Year Fixed Saver - Interest rate 2.06% AER
Minimum deposit is £50
Maximum deposit is £100,000

Financials (March 31, 2019)
Total assets - £2.798 billion
Customer loans - £2.4 billion
Customer deposits - £1.77 billion
Total equity - £211.436 million

Atom’s shareholders:
Woodford Investment Management
Toscafund Asset Management

Headquarters address:
The Rivergreen Centre
Aykley Heads
Durham DH1 5TS
United Kingdom
Telephone: 0333 399 0050

Updated as of February 21, 2020.