Here is a list of the best banks in America based on long-term credit ratings from three major international agencies Moody's, Standard & Poor's and Fitch. Currently there are no AAA rated banks in the United States, but there are eight European banks with triple-A rating. Credit ratings may be revised or withdrawn at any time by the respective rating agency.

Long-term Issuer/Senior debt ratings

Rank Bank Standard & Poor's Moody's Fitch Ratings
1 U.S. Bancorp A+ A1 AA-
2 U.S. Bank, N.A. AA- A1 AA-
3 Bank of New York Mellon Corp A A1 AA-
4 BNY Mellon, N.A. AA- Aa2 AA
5 State Street Corporation A A1 AA-
6 State Street Bank & Trust Company AA- Aa3 AA
7 Northern Trust Corporation A+ A2 AA-
8 Wells Fargo & Co A- A2 A+
9 Wells Fargo Bank, N.A. A+ Aa2 AA-
10 BB&T Corporation A- A2 A+
11 JPMorgan Chase & Co. A- A2 AA-
12 JPMorgan Chase Bank, N.A. A+ Aa2 AA
13 Bank of America Corporation A- A2 A+
14 Bank of America, N.A. A+ Aa2 AA-
15 BofA Securities, Inc A+ n/a AA-
16 PNC Financial Services Group A- A3 A+
17 PNC Bank, N.A. A A2 A+
18 M&T Bank Corporation A- A3 A
19 Comerica Inc BBB+ A3 A
20 Comerica Bank A- A3 A
21 Citigroup Inc BBB+ A3 A
22 Citibank, N.A. A+ Aa3 A+
23 Fifth Third Bancorp BBB+ Baa1 A-
24 Fifth Third Bank A- A3 A-
25 KeyCorp BBB+ Baa1 A-
26 KeyBank, N.A. A- A3 A-
27 SunTrust Banks, Inc A- Baa1 A-
28 Huntington Bancshares Inc BBB+ Baa1 A-
29 Huntington National Bank A- A3 A-
30 Regions Financial Corp BBB+ Baa2 BBB+
31 Regions Bank A- Baa2 BBB+

Updated as of October 10, 2019