Here is a list of the best banks in the United States based on long-term credit ratings from three major international agencies Moody's, Standard & Poor's and Fitch. Currently there are no AAA rated banks in North America, there are only European banks with triple-A rating. Credit ratings may be revised or withdrawn at any time by the respective rating agency.

Long-term Issuer/Senior debt ratings

Rank Bank Moody's Standard & Poor's Fitch Ratings
1 BNY Mellon, N.A. Aa2 AA- AA
2 Bank of America, N.A. Aa2 A+ AA-
3 Wells Fargo Bank, N.A. Aa2 A+ AA-
4 JPMorgan Chase Bank, N.A. Aa2 A+ AA
5 Truist Bank Aa2 n/a AA-
6 State Street Bank & Trust Co Aa3 AA- AA
7 Citibank, N.A. Aa3 A+ A+
8 U.S. Bank, N.A. A1 AA- AA-
9 U.S. Bancorp A1 A+ AA-
10 Bank of New York Mellon Corp A1 A AA-
11 State Street Corporation A1 A AA-
12 Morgan Stanley Bank, N.A. A1 A+ A+
13 Northern Trust Corp A2 A+ AA-
14 Wells Fargo & Co A2 A- A+
15 JPMorgan Chase & Co A2 A- AA-
16 Bank of America Corp A2 A- A+
17 PNC Bank, N.A. A2 A A+
18 PNC Financial A3 A- A+
19 Truist Financial Corporation A3 A- A+
20 M&T Bank Corporation A3 A- A
21 Comerica Bank A3 A- A
22 Comerica Inc A3 BBB+ A
23 Citigroup Inc A3 BBB+ A
24 Fifth Third Bank A3 A- A-
25 KeyBank, N.A. A3 A- A-
26 Huntington National Bank A3 A- A-
27 Fifth Third Bancorp Baa1 BBB+ A-
28 KeyCorp Baa1 BBB+ A-
29 Huntington Bancshares Inc Baa1 BBB+ A-
30 Regions Financial Corp Baa2 BBB+ BBB+
31 Regions Bank Baa2 A- BBB+

Updated as of January 31, 2020