Best Travel Rewards Credit Cards
Here is a list of the best travel rewards credit cards in the United States. The Chase Sapphire and Capital One Venture Rewards are one of the most popular travel credit cards in the nation. Compare the cards to maximize your rewards. (Data as of March 2023)
Chase Sapphire Preferred Card
The card offers 60,000 bonus points when you spend $4K within 90 days from account opening.
$95 Annual Membership Fee
5x points on travel purchased through Chase Ultimate Rewards
2x points on other travel purchases
3x points on dining at restaurants including eligible delivery services
3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3x points on select streaming services
1 point per dollar on all other purchases
Standard APR: 20.24% - 27.24% variable
No Foreign Transaction Fees for purchases outside the US
Baggage Delay Insurance
Auto Rental Collision Damage Waiver
Trip Cancellation/Trip Interruption Insurance
25 percent more in travel redemption
1:1 Point Transfer
Best Credit Card for Flexible Travel Redemption according to Kiplinger's Personal Finance
Capital One Venture Rewards Credit Card
The card provides one-time bonus of 75,000 miles after you spend $4K in the first 90 days.
Annual fee: $95
Standard variable APR: 20.24% - 28.24%
2X miles on every purchase
5X miles on thousands of hotels and rental cars booked through Capital One Travel
No foreign transaction fees
Best Travel Credit Card according to CNBC
Bank of America Travel Rewards Credit Card
This is no-fee travel credit card offering 25,000 online bonus points after you spend $1K in purchases within 3 months from account opening. It also provides unlimited 1.5 points per $1 spent on all purchases.
Regular APR: 18.24% - 28.24% variable
Intro APR: 0% on purchases for the first 18 billing cycles and for any balance transfers made in the first 2 months
Balance transfer fee: 3% of each transaction (minimum $10)
Flexible rewards redemption
No blackout dates or restrictions
Points do not expire
No foreign transaction fees
Wells Fargo Autograph Visa Card
This is no annual fee rewards credit card offering unlimited 3X points for many ways.
20,000 bonus points once you spend $1K in purchases within first three months
Unlimited 3X points for gas stations, rideshares, transit, eating out, ordering in, flights, hotels, popular streaming services, car rentals, cruises, phone plans and more.
1X points for other purchases
Points don't expire
Introductory APR: 0% for 12 months on purchases
Standard variable APR: 19.24%, 24.24% or 29.24%
Travel and emergency assistance, and emergency cash advances
Auto rental collision damage waiver
Roadside assistance
No foreign currency conversion fees
Cell phone protection
AARP Travel Rewards Mastercard from Barclays
Annual fee: $0
$100 Cash Back Bonus after spending $500 on purchases in the first 3 months
Unlimited 3% Cash Back On Airfare, Hotel Stays and Car Rentals
Unlimited 2% Cash Back on Restaurant purchases
Unlimited 1% Cash Back on all other purchases
Unlimited Rewards Never Expire
Redeem for AARP Membership
No Foreign Transaction Fees
APR for purchases: 20.99%, 24.99% or 29.99% variable
APR for cash advances: 29.99% variable
Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Discover it Miles Credit Card
No annual fee
Earn unlimited 1.5x miles per $1 on all purchases from hotels and airfare to online shopping and groceries.
Double Miles in the first year
Intro APR: 0% for 15 months on purchases and balance transfers
Standard variable APR: 16.24% - 27.24%
No blackout dates. Fly any airline, any time
100% U.S. based customer service
Miles never expire
Flexible Redemption
Penalty APR and when it applies: None
Penalty Fees: Late Payment - None the first time you pay late, after that up to $41. Returned payment up to $41.
You can use this card for any travel purchase comprising all airlines, rental cars, hotels and much more.
Citi Premier Card
$95 annual fee
60,000 bonus ThankYou points when spending $4K in purchases within the first 90 days, redeemable for $600 in gift cards.
3x points per $1 on supermarkets, gas stations, air travel, hotels and restaurants.
1x points on all other purchases
$100 Annual Hotel Savings Benefit
Purchase Rate: 20.24% - 28.24% variable
No Foreign Transaction Fees on purchases
No expiration and no limit to the amount of points you can earn
U.S. Bank Altitude Connect Visa Signature Card
50,000 bonus points if you spend $2,000 in the first 120 days
$0 intro annual fee for the first year, $95 thereafter
Annual Percentage Rate for Purchases: 20.24% - 28.24% variable
5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
4X points on travel, gas stations and EV charging stations
2X points at grocery stores, grocery delivery, dining and streaming services
1X points on all other eligible purchases
No foreign transaction fees
$30 credit for annual streaming service purchases like Amazon Music, Amazon Prime Video, Apple Music, Apple TV+, Netflix, Hulu, Spotify, Disney+, YouTube TV, YouTube Music, Paramount+, HBO Max, Pandora, Sirius XM and more.
Chase Ink Business Preferred Credit Card
$95 annual fee
Intro APR: N/A
Regular APR: 20.24%–25.24% variable
100,000 bonus points after spending $15K on purchases in the first 90 days after account opening
3 points per $1 on the first $150k spent on travel and select business categories (shipping purchases, advertising purchases made with social media websites and search engines, internet, cable and phone services)
Unlimited 1 point per $1 on all other purchases
Points do not expire
No foreign transaction fees
Employee cards at no additional cost
Citi AAdvantage Platinum Select World Elite Mastercard
$0 intro annual fee for the first year, $99 thereafter
Earn 50K American Airlines AAdvantage bonus miles after $2.5K in purchases within first 90 days of account opening
Regular Rate: 20.24% - 29.24% variable APR based on your creditworthiness.
Double miles at gas stations and restaurants
Double miles on eligible American Airlines purchases
1 AAdvantage mile for every $1 spent on all other purchases
$125 American Airlines flight discount
First checked bag is free (on domestic American Airlines)
No Foreign Transaction Fees
American Express Gold Card
$250 Annual Fee
50,000 rewards points when you spend $4K on purchases with your new Card within the first 180 days of Card Membership.
4X Rewards points at restaurants and US supermarkets
3X Rewards points on flights booked directly with airlines or on amextravel.com
1X points on other eligible purchases
$120 dining credit
Baggage insurance plan
Car rental loss and damage insurance
Foreign transaction fees: $0
You can add an additional card for anyone and you will earn points for their purchases
American Express App