Credit Ratings
Following are the long-term credit ratings of UK banks according to the big three international rating agencies. Currently, there are no AAA rated banks in the United Kingdom. The outlook for the UK banking sector remains stable, according to Moody's Investors Service as of November 2022. The credit ratings are valid at April 10, 2023.
| No | Bank | Moody's | Standard & Poors | Fitch |
| 1 | HSBC UK Bank plc | A1 | A+ | AA- |
| 2 | Lloyds Bank plc | A1 | A+ | A+ |
| 3 | Bank of Scotland plc | A1 | A+ | A+ |
| 4 | Nationwide Building Society | A1 | A+ | A+ |
| 5 | Standard Chartered Bank | A1 | A+ | A+ |
| 6 | Goldman Sachs International Bank | A1 | A+ | A+ |
| 7 | Citigroup Global Markets Ltd | A1 | A+ | A+ |
| 8 | Santander UK plc | A1 | A | A+ |
| 9 | Lloyds Bank Corporate Markets plc | A1 | A | A+ |
| 10 | Barclays Bank UK plc | A1 | A | A+ |
| 11 | The Royal Bank of Scotland plc | A1 | A | A+ |
| 12 | National Westminster Bank Plc | A1 | A | A+ |
| 13 | NatWest Markets Plc | A1 | A- | A+ |
| 14 | Santander Financial Services plc | A1 | A- | A+ |
| 15 | Mizuho International plc | A1 | A | - |
| 16 | SMBC Bank International plc | A1 | A | A- |
| 17 | Investec Bank plc | A1 | - | BBB+ |
| 18 | HBOS plc | A1 | BBB+ | A+ |
| 19 | Bank of China Ltd, London Branch | A1 | - | - |
| 20 | Al Rayan Bank (formerly Islamic Bank of Britain) | A1 | - | - |
| 21 | Close Brothers Group plc | A2 | - | A- |
| 22 | HSBC Holdings plc | A3 | A- | A+ |
| 23 | Clydesdale Bank plc | A3 | A- | A- |
| 24 | Credit Suisse International | A3 | A- | BBB+ |
| 25 | Standard Chartered plc | A3 | BBB+ | A |
| 26 | Lloyds Banking Group | A3 | BBB+ | A |
| 27 | NatWest Group plc | A3 | BBB | A |
| 28 | Itau BBA International plc | A3 | - | - |
| 29 | Santander UK Group Holdings | Baa1 | BBB | A |
| 30 | Barclays plc | Baa1 | BBB | A |
| 31 | ICBC Standard Bank Plc | Baa1 | - | A- |
| 32 | Virgin Money UK plc | Baa1 | BBB- | BBB+ |
| 33 | Tesco Personal Finance plc | Baa1 | - | - |
| 34 | ICICI Bank UK plc | Baa1 | - | - |
| 35 | TSB Bank plc | Baa1 | - | - |
| 36 | TSB Banking Group plc | Baa3 | - | - |
| 37 | FCE Bank plc (Ford Credit Europe) | Baa3 | BBB- | BB+ |
| 38 | The Co-operative Bank | Ba1 | - | BB |
| 39 | Handelsbanken plc | N/A | AA- | AA |
| 40 | National Bank of Kuwait (International) plc | - | - | A+ |
| 41 | Nomura Bank International plc | - | A- | - |
| 42 | AIB Group (UK) plc | - | BBB+ | - |
| 43 | Ahli United Bank (UK) Plc | - | - | BBB |
| 44 | Gulf International Bank (UK) Limited | - | - | BBB+ |
| 45 | Paragon Banking Group PLC | - | - | BBB+ |
| 46 | Crown Agents Bank Ltd | - | - | BB |
| 47 | Metro Bank plc | - | - | B |
Credit Ratings may be revised or withdrawn at any time without notice.