List of Banks in Japan

The Japanese banking system is stable and well regulated. There are approximately 195 banks operating in Japan including 54 foreign financial institutions. The Bank of Japan, founded in 1882, is the central bank of the country. Here is a list of the major and popular banks in Japan.

Mitsubishi UFJ Financial

Mitsubishi UFJ Financial Group, headquartered in Tokyo, is the leading banking institution in Japan by assets and market capitalization. MUFG is a global financial services firm with operations in more than 50 countries and 2,700 locations worldwide including 580 branches in Japan. The company’s shares are listed on the Tokyo Stock Exchange and the New York Stock Exchange (NYSE).

Sumitomo Mitsui Financial Group

Sumitomo Mitsui Financial Group (SMFG) operates through four main business lines: Wholesale banking, Retail banking, International banking and Global Markets. The company achieved ¥286 trillion in total assets and ¥177 trillion in deposits for the period ended December 31, 2023. SMFG was established in 2002 and today employs over 105,000 people.

Mizuho Financial Group

Mizuho Financial Group (MHFG) provides a comprehensive range of products and services to individuals, small & medium-sized enterprises, large corporations and financial institutions. With presence in 38 countries and regions and 52,000 employees, it has a domestic network of 460 Mizuho Bank branches and 230 Mizuho Securities offices as well as about 11,000 ATMs.

Japan Post Bank

Japan Post Bank Co. Ltd, established in 2006, is the largest bank in Japan by number of customers. Unlike most commercial banks, it is mainly a savings financial institution. The Bank operates through a nationwide network of approximately 24,000 post offices and 30,000 ATMs. It offers deposit and credit card products, consumer and syndicated loans, mortgage loan intermediary services, insurance solutions, internet banking (Yucho Biz Direct) and more.

Norinchukin Bank

The Norinchukin Bank, founded in 1923, serves as a central financial institution for agricultural, forestry and fishery cooperative organizations. It is also known as one of the leading institutional investors with an investment portfolio of over $400 billion. The Bank has long-term debt ratings of A1 and A from Moody’s and Standard & Poor's, respectively. Norinchukin is the safest bank in Japan according to Global Finance.

Resona Group

Resona Holdings Inc has a strong customer base in the Tokyo metropolitan area and Kansai region. The company's main operating units are Resona Bank, Saitama Bank, Kansai Mirai Bank, Minato Bank, Resona Card and Resona Asset Management, among others. With a focus on retail banking business, the Group operates through about 830 domestic branches and serves 16.5 million retail and corporate customers.

Sumitomo Mitsui Trust

Sumitomo Mitsui Trust Holdings Inc (SMTH) is a financial holding company providing retail and wholesale banking services with a focus on asset management, financial brokerage, fiduciary services, private banking and real estate solutions. SMTH's principal operating entity is Sumitomo Mitsui Trust Bank. As of May 10, 2023, SMTH had a market capitalization of US$13.5 billion.

Nomura Holdings

Nomura Holdings Inc is one of the leading asset managers in Japan, with over 28,000 employees and presence in 30 countries. It operates through the following business areas: Retail Banking, Asset Management, Global Markets & Investment Banking and Merchant Banking. For the fiscal year ended March 31, 2023, Nomura reported total revenue of ¥2.5 trillion and net income of ¥93 billion.

Shinkin Central Bank

Shinkin Central Bank (SCB) is a central bank for Shinkin banks, the regional cooperative financial institutions which include over 260 banks and more than 7,300 branches. The banks' members are local residents and small & medium-sized companies. SCB also has representative offices in New York, Hong Kong, Bangkok and Shanghai as well as overseas subsidiary in London, the UK.

Fukuoka Financial

Fukuoka Financial Group (FFG) is a large financial institution operating through 330 domestic branches and 8 international offices primarily in Asia. With over 8,100 employees, the Group includes three regional banks (Bank of Fukuoka, Kumamoto Bank and Shinwa Bank) and other subsidiaries. The company is listed on the Tokyo and Fukuoka stock exchanges.