Ally Bank CD Rates

Ally Bank provides competitive High Yield CDs ranging from three months to 60 months as well as Raise Your Rate CDs (2- and 4-year terms), no penalty CD, and special 20-month Select CD. There are no hidden fees and surprises. You can open a CD by phone, mail or online. Annual percentage yields (APYs) are accurate as of February 2023.

High Yield Certificate of Deposit

Available Terms APY Minimum deposit to open
3 months 2.00% $0
6 months 3.40% $0
9 months 3.50% $0
12 months 4.25% $0
18 months 4.25% $0
3 year 4.25% $0
5 year 4.25% $0

No Penalty CD

You can withdraw all the money and interest any time after the first 6 days.

CD Term APY Minimum Deposit Estimated Earnings *
11-month 3.85% $0 $880.90

* Opening deposit: $25K

APYs and Interest rates are subject to change at any time.
Your money is FDIC insured up to $250,000.

Head office:
200 West Civic Centre Drive
Sandy, UT 84070
United States
Phone: 1 877-247-2559
FDIC Certificate # 57803