Here is a list of the best cash back credit cards as of October 2019.

Chase Freedom Unlimited Credit Card

No Annual Fee
0% introductory APR for 15 months
Cash back on every purchase
17.24% - 25.99% standard variable APR
3% cash back on all purchases in first year

Discover Cash Back Credit Cards with no annual fee

Discover it Cash Back card
NHL Discover it card
Discover it Gas and Restaurant card
5% cash back on gas stations, restaurants, grocery stores, Amazon and much more
1% unlimited cash back on all other purchases
100% US based customer service; Cash back never expires
0% intro APR for 14 months on purchases and balance transfers
Standard variable APR of 14.24% - 25.24%

Citi Double Cash Card

No Annual Fee
No category restrictions and no caps
Rewards: 1% on purchases and 1% as you pay
0% introductory APR on balance transfer for 18 m
15.74% - 25.74% standard variable APR
Credit card late fee pass
Purchase Protection
Travel Protection
Citi Concierge

Blue Cash Preferred Card from American Express

Annual fee $95
6% cash back at US supermarkets
3% cash back at US gas stations
1% cash back on other purchases
0% intro APR on purchases and balance transfers for 12 months
15.24% - 26.24% standard variable APR

Blue Cash Everyday Card from American Express

Annual fee $0
3% cash back at US supermarkets
2% cash back at US gas stations
1% cash back on other purchases
0% intro APR on purchases and balance transfers for 15 months
15.24% - 26.24% standard variable APR

Savor Cash Rewards Credit Card from Capital One

Annual fee is $0 for the first year
4% unlimited cash back on entertainment and dining purchases
2% cash back at grocery stores
1% cash back on all other purchases
16.74% - 25.74% standard variable APR
No foreign transaction fees
24-hour Travel Assistance Services
Complimentary Concierge Service
New card members: One-time $500 cash bonus

Quicksilver Cash Rewards Credit Card from Capital One

No Annual Fee
1.5% unlimited cash back on all purchases
No foreign transaction fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Auto Rental Collision Damage Waiver
0% intro APR for 15 months
16.24% - 26.24% variable APR
New cardholders: one-time $150 cash bonus

HSBC Cash Rewards Mastercard credit card

No Annual Fee
1.5% unlimited cash back on every purchase
0% introductory APR for the first 12 months
15.24%, 19.24% or 25.24% standard variable APR
No fee for additional cards for authorized users
No Foreign Transaction Fees
Purchase Assurance covers most items from damage or theft
Mobile purchases with Apple Pay, Samsung Pay and Google Pay
$1 million travel accident insurance
Master RoadAssist Roadside Services

U.S. Bank Cash+ Visa Signature Card

No Annual Fee
5% cash back on up to $2k in two categories purchases (e.g. clothing stores, cell phone providers) every quarter
2% unlimited cash back on one category of your choice, like restaurants, grocery stores or gas stations.
1% unlimited cash back on everything else
One-time $150 bonus for new cardholders
Options to redeem with no minimum required

Wells Fargo Cash Wise Visa Card

1.5% unlimited cash rewards on everyday purchases
1.8% cash rewards when you use a mobile wallet like Google Pay or Apple Pay (during 12 m from account opening)
No category limitations or quarterly activations
Cash rewards do not expire
0% intro annual percentage rate for 14 months on purchases and balance transfers
Standard variable APR from 16.24% to 28.24%, based on your creditworthiness
Auto rental collision damage waiver
Emergency card replacement and cash disbursement
$200 cash rewards bonus if you spend $1K in purchases in the first three months

Best Cash-Back Credit Cards for Small Business

Capital One Spark Cash for Business
2% unlimited cash back
$0 intro for the first year and $95 after that
No foreign transaction fees
One-time $500 cash bonus (for new cardmembers only)
APR for purchases and transfers: 19.24%
APR for cash advances: 25.24%
Penalty APR and when it applies: 31.65%
Penalty fees (late payment): Up to $39.
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance
Employee cards at no additional cost
Mobile App

Chase Ink Business Cash Credit Card
5% cash back in select business categories (phone and cable services, office supply stores etc)
2% cash back on the first $25K spent in purchases at restaurants and gas stations
1% cash back on all other purchases
$500 bonus cash back if you spend $3K during the first three months
0% intro APR for 12 months on purchases
Standard variable APR from 15.49% to 21.49%
Shop with points at Amazon
Auto Rental Collision Damage Waiver; Roadside Dispatch
Travel and Emergency Assistance Services
Purchase Protection, Extended Warranty Protection
Free Employee Cards

 

Best Cash-Back Credit Cards for Students

Discover it Chrome Student Credit Card - Cash Rewards for Life and for College
No annual fee
2% cash back at restaurants and gas stations on up to $1K in purchases each quarter
1% unlimited cash back on all other purchases
Cash back never expires
No overlimit fee
No foreign transaction fee
Paying late won't raise your APR
No late fee on your first late payment
100% U.S. based customer service

Capital One Journey Student Rewards Credit Card
No Annual Fee
1% cash back on all purchases
26.99% variable APR for Purchases and Transfers
26.99% APR for Cash Advances
Capital One Mobile App
No Foreign Transaction Fees
Auto Rental Collision Damage Waiver
Travel Accident Insurance

Bank of America Cash Rewards Credit Card for Students
No Annual Fee
3% cash back in select categories: dining, drug stores, travel, online shopping, gas, furnishings and home improvement, among others.
2% cash back at wholesale clubs and grocery stores
1% cash back on all other purchases
$200 online cash rewards bonus