American Savings Bank FSB, located in Honolulu, is one of the largest financial institutions in Hawaii with approximately 50 branches on five islands. Member FDIC and equal housing lender, it offers personal and business loans, lines of credit, mortgages, home equity loans, commercial real estate loans, auto loans, personal and business credit cards, investments and pension plans, cash management, merchant services, certificates of deposit (CDs) as well as one of the best checking and savings accounts in the state of Hawaii with no monthly service fees. It also offers individual retirement accounts (IRAs), clean energy loans, savings secured loans, small business administration (SBA) loans, overdraft protection, mobile and online banking, phone banking, letters of credit, ACH and wire transfers, foreign currency exchange, insurance and more. As of June 30, 2019, American Savings Bank, FSB had $7.164 billion in total assets, $6.3 billion in total deposits, $4.96 billion in loans and $661.024 million in equity capital. The Bank’s routing and transit number is 321370765.

American Savings Bank Credit Cards

Cards are issued by First Bankcard, a subsidiary of First National Bank of Omaha.

Personal Credit Cards
Maximum Rewards Visa Card
Platinum Edition Visa Card
Secured Visa Card

Small Business Visa Credit Cards
Unlimited Cash Back Business Rewards Visa Card
Business Edition Visa Card with Reward Simplicity
Business Edition Secured Visa Card
Business Edition Visa Card

Mid-Large Business Credit Cards
VOX Business Card
Commercial Edition Visa Card
Purchasing Edition Visa Card

American Savings Bank Debit Cards

VISA Gold Debit Card Free with all Kalo Checking accounts
Visa Platinum Debit Card Free with Kalo Plus and Kalo Deluxe Checking accounts
Visa Business Debit Card

Personal Checking Accounts

The company offers one of the best personal checking accounts in Hawaii.

Kalo Essentials Checking
No monthly service fee
No minimum balance
ATM Fee Rebate: None
Minimum opening deposit: $20

Kalo Plus Checking
Minimum opening deposit: $20

Kalo Deluxe Checking
Minimum opening deposit: $20

Business Checking Accounts

Biz Essentials Checking
Minimum Opening Deposit: $100
Monthly Service Fee: None
50 Free Transactions

Biz Plus Checking
Minimum Opening Deposit: $100

Biz Deluxe Checking
Minimum Opening Deposit: $100

Personal Savings Accounts

Statement Savings Account
Minimum Opening Deposit: $20
No monthly service fee with a $300 min daily balance
Minimum Balance to Earn Interest: $100
Free Money Express ATM Card

Tiered Savings Account
Minimum Opening Deposit: $20
No monthly service fee with a $500 minimum monthly average balance
Minimum Balance to Earn Interest: None
Free Money Express ATM Card

Money Market Savings Account
Minimum Opening Deposit: $20
No monthly service fee with a $1K daily balance or $2.5K monthly average balance
Minimum Balance to Earn Interest: None
Free Money Express ATM Card

Holiday Savings Account
Minimum Opening Deposit: $20
Monthly Service Fee: $0
Minimum Balance to Earn Interest: $5
Money Express ATM Card: Not applicable

Moneyhune Savings Account
Minimum Opening Deposit: $5
Monthly Service Fee: $0
Minimum Balance to Earn Interest: $5
Money Express ATM Card: Free (children age 12 and over)

American Savings Bank (ASB) Locations

Head office address:
300 North Beretania Street
Honolulu, HI 96817
United States
Telephone: 1 808 627 6900
Customer service
Toll-Free: 1 800 272 2566
FDIC Certificate # 32526
Routing number: 321370765
Website: www.asbhawaii.com