Credit One Bank Review

Credit One Bank headquarters, Las Vegas, Nevada
Credit One Bank HQ, Las Vegas

Credit One Bank, N.A, headquartered in Las Vegas, Nevada, is an American credit card service company. It is one of the largest issuers of Visa credit cards in the United States, with over 10 million card members. The firm was established in 1984 as First National Bank of Marin and subsequently changed its name to Credit One Bank. The cards are even available to people who have credit problems and who may have a limited credit history. The company is an online only bank without branches. It doesn’t offer checking or savings accounts and MasterCard credit cards; the sole product is Visa credit cards. As of March 31, 2020, Credit One Bank N.A. reported total assets of $687.6 million, deposits of $254 million, equity capital of $283 million and over $6 billion in outstanding loans across more than 12 million cards. With over 800 employees, Credit One Bank operates as subsidiary of Credit One Financial Inc, which is affiliated with Sherman Financial Group. Don’t confuse Credit One Bank and Capital One. It’s the different companies.

Compare and choose the Visa card that suits you best. Mobile App, Google Pay, Samsung Pay and Apple Pay are available.

Credit One Bank Platinum Visa Card
Annual Fee: $0 - $99
1% cash back rewards on everyday purchases including groceries, gas, mobile phone, internet, cable and satellite TV.
Annual Percentage Rate (APR) for Purchases: 19.74% - 25.74%
Annual Percentage Rate (APR) for Cash Advances: 25.99%
Credit Line Increase Opportunities
Regular reviews for credit line increases
The ability to choose your payment due date

Credit One Bank Platinum Premier Visa Card
Annual Fee: $95
5% cash back rewards on the first $5K of eligible purchases each year
1% cash back rewards on all other purchases
Automatically get up to 10% More Cash Back Rewards from participating merchants
Annual Percentage Rate (APR) for Purchases: 25.74%
Annual Percentage Rate (APR) for Cash Advances: 25.99%

Credit One Bank Platinum Preferred Visa Card
No Annual Fee
2% cash back rewards on eligible purchases
Get up to 10% More Cash Back Rewards from participating merchants
Purchase Rate: 25.74%

Credit One Bank Platinum Plus Visa Card
Annual Fee: $39
1% cash back rewards on eligible purchases
Free online access to your Experian credit score
Get up to 10% More Cash Back Rewards from participating merchants
Free Credit Score
Purchase Rate: 25.74%

Credit One Cash Back Rewards Visa Card
Annual Fee: $0
1% Cash Back Rewards on all purchases
Access to exclusive Visa offers on entertainment, travel, shopping, dining etc.
Competitive interest rates
Purchase Rate: 25.74%

Credit One American Express Card
Annual Fee: $39
Unlimited 1% cash back rewards on every purchase
Retail Protection
Special benefits and American Express offers
Purchase Rate: 25.74%

NASCAR Credit Card
Annual Fee: $0 - $99
1% cash back rewards on eligible purchases
2% cash back rewards at the NASCAR shop
Exclusive offers for NASCAR fans
Purchase Rate: 19.74% - 25.74%

Vegas Golden Knights Credit Card
Annual Fee: $0 - $99
1% cash back rewards on eligible purchases
Stunning Vegas Born designs for showing off your team pride
Exclusive Offers for Vegas Golden Knights Fans
Purchase Rate: 19.74% - 25.74%

Head office address:
6801 South Cimarron Road
Las Vegas, Nevada, 89113, USA
Phone (customer service):
Toll-free 1 877 825 3242 (24 hours a day / 7 days a week)
Credit card support: 1 888 729 6274
Hours: Monday - Thursday, 5 am - 7 pm
Friday and Saturday, 5 am - 3 pm, Sunday, 7 am - 3 pm
Routing number 122402133
FDIC Certificate: 25620
Website: www.creditonebank.com