Marcus by Goldman Sachs

Marcus by Goldman Sachs is a digital bank offering competitive financial products and services. It offers high-yield savings accounts with attractive rates, online CDs with an APY ranging from 3.75% to 4.20% as well as no-penalty CDs and Rate Bump CD. It also offers credit cards, no-fee personal loans for various purposes, investment accounts, retirement planning, personal financial management, mobile banking app and wire transfers. Furthermore, it offers business line of credit for small businesses. Marcus by Goldman Sachs currently does not offer ATM/debit card and checking account. The company has been named one of the best banks for savings and CDs by NerdWallet, and one of the best online banks by GOBankingRates. It also was ranked #1 in customer satisfaction with personal loans by JD Power. Marcus by Goldman Sachs is a brand name of Goldman Sachs Bank USA.

Marcus Online Savings Account:
Annual Percentage Yields (APY): 4.10%
No monthly fees
No minimum balance to open
Maximum deposit: $3,000,000
FDIC Insured
(APY is accurate at November 2024)

Individual Retirement Accounts:
Traditional IRAs
Roth IRAs
Simplified Employee Pension (SEP) IRAs

Marcus Investment Accounts:
Individual Investment Account
Joint Investment Account
Individual Retirement Account

Credit cards:
My GM Rewards Card
GM Extended Family Card
GM Business Card

Marcus Personal Loans:
Home Improvement
Debt Consolidation
Moving and Relocation
Credit Card Consolidation
Wedding and Vacation Loans
Installment Loan

Head office address:
11850 South Election Road
Draper, Utah 84020
United States

Customer service
Phone number (toll-free): 1 855 730 7283
24 hours a day, 7 days a week
Routing number: 124085260
Website: www.marcus.com