Synchrony Bank CD Rates
Synchrony Bank, based in Draper, Utah, is a FDIC-insured internet bank offering a broad array of products and services to personal and business customers including certificates of deposit with great rates and terms ranging from three months to 60 months. There is no minimum balance requirement to open a CD. Synchrony Bank is a subsidiary of Synchrony Financial.
Following is an overview of Synchrony Bank’s CD rates. Get 5.0% APY on a 14 month CD.
| Term Length | APY |
| 3 Months | 2.25% |
| 6 Months | 4.25% |
| 9 Months | 4.30% |
| 11 Months (no penalty CD) | 3.90% |
| 12 Months | 4.50% |
| 13 Months | 4.50% |
| 14 Months | 5.00% |
| 15 Months | 4.50% |
| 16 Months | 4.50% |
| 18 Months | 4.90% |
| 19 Months | 4.90% |
| 24 Months | 4.30% |
| 24 Months (bump up CD) | 3.70% |
| 36 Months | 4.30% |
| 48 Months | 4.30% |
| 60 Months | 4.30% |
APYs (Annual percentage yields) are effective as of March 2023.
Address:
170 West Election Rd
Suite 125
Draper, Utah 84020
United States
Customer service: 1 (866) 419 4096
Monday - Friday, 8 am - 8 pm
Saturday, Sunday, 8 am - 5 pm
Routing number: 021213591
Website: www.synchronybank.com