Citizens Access
Citizens Access is an internet bank offering high-yield savings and CD accounts with attractive rates and no fees. It also offers Liquid CD and CD Ladders. You can open a new account in five simple steps that take fewer than 5 minutes. Citizens Access was launched in 2018 and operates as a subsidiary of Citizens Bank N.A., a member of Citizens Financial Group Inc.
No-fee Online Savings Account
Annual percentage yield (APY): 3.70%
Maintenance fees: $0
No hidden costs
Earn 15x the national rate
No promo or teaser rates
Direct deposit and recurring transfers
FDIC-insured
Citizens Access Online CD Rates
| Term | APY | Min Deposit |
| 12 Month CD | 4.00% | $5,000 |
| 2 Year CD | 3.50% | $5,000 |
| 3 Year CD | 2.85% | $5,000 |
| 4 Year CD | 2.75% | $5,000 |
| 5 Year CD | 2.75% | $5,000 |
APY is accurate as of February 2025.
Head office address:
One Citizens Plaza
Providence, RI 02903
United States
Website: www.citizensaccess.com
Phone number: 1 (888) 201 6505
Hours: Monday - Friday, 8 am -10 pm
Saturday, 9 am - 3 pm
Sunday, 10 am - 3 pm
International Call: 1727 322 4947
Routing transit number (ABA): 011601443