DLR Kredit A/S

DLR Kredit A/S (Dansk Landbrugs Realkreditfond or Danish Agricultural Mortgage Bank) is a specialized credit institution providing mortgage loans to agricultural, social housing and urban trade properties in Denmark. The agriculture industry represents over 50% of its loan portfolio. DLR is owned by 42 local and regional financial institutions. The company has no branches and mortgage products are distributed through a network of owner banks. DLR’s principal shareholders include members of Lokale Pengeinstitutter and Landsdækkende Banker. In 2020, DLR expanded its offering to include social, cultural and educational properties. At the end of September 2024, DLR Kredit reported total assets and mortgage loans at fair value of US$30.4 billion and US$28 billion, respectively. The company was established in 1960 and today has about 230 full-time employees. DLR continues to enjoy strong long-term credit rating (ICR) of A- from Standard & Poor’s.

Shareholders with over 5% of share capital:
Sparekassen Danmark A/S, Vra
Sydbank A/S, Aabenraa
Vestjysk Bank A/S, Herning

Other shareholders:
Nykredit Realkredit A/S
PRAS A/S, Copenhagen

DLR Credit Ratings
Standard & Poor’s
Issuer Credit Rating: A-/Stable/A-2
Resolution Counterparty Rating: A/--/A-1
Senior Subordinated: BBB

Headquarters address:
Nyropsgade 21
Copenhagen V
1708 Denmark
Phone number: 45 7010 0090
Website: www.dlr.dk

Opening hours
Monday - Friday, 9 am - 4 pm
Saturday, Sunday - Closed