The Co-operative Bank

Co-operative Bank office
Co-operative Bank

The Co-operative Bank plc is a British retail and SME bank headquartered in Manchester. It is the only high street bank in the UK with a clear ethical policy. The company provides a comprehensive range of high-quality financial products and services including savings and current accounts, personal and mortgage loans, fixed term deposits (or fixed rate bonds), Visa debit cards, no annual fee credit cards, home insurance and pre-paid funeral plans. It also offers business lending, business charge cards, merchant services, project finance, treasury services, investments, online banking, mobile banking app, international payments, Post Office banking and more. Smile, a member of Co-operative Bank, is the first full service internet bank in the UK. The Co-operative Bank was established in 1872 and today has approximately 2.7 million retail customers, 94,000 SME clients and about 3,400 employees. In 2020, the Bank reduced its branch network to 50 locations. As of June 30, 2024, it had £26 billion in total assets, £20.4 billion in loans & advances to customers, £19.3 billion in customer deposits and £1.4 billion in total equity. The Bank is covered by Financial Services Compensation Scheme (FSCS).

Savings Accounts:
Online Saver
Smart Saver
Cash ISA
Online Cash ISA
Fixed Term Deposits
Select Access Saver
Britannia Fixed Rate Cash ISA
Children's account (Future Fund account)

Moneyfacts Awards:
Best Charity Banking Provider
Best Service from a Business Bank
Branch Network of the Year
Best Current Account Provider

Brands and Subsidiaries:
Smile
Britannia
Platform Home Loans
Co-Operative Bank Finance Plc

The 18 branches that closed in 2020.
Ashton
Bradford
Cambridge
Chatham
Chester
Chichester
City of London
Dartford
Halesowen
Harrogate
Luton
Oxford
Rotherham
Solihull
Truro
Wakefield
Walsall
York

Head office address:
1 Balloon Street
Manchester, M60 4EP
United Kingdom
Website: www.co-operativebank.co.uk

Customer service
Phone number: 0345 721 2212

The Co-operative Bank (Guernsey) Trust
PO Box 25 Regency Court
Glategny Esplanade
St Peter Port, Guernsey
Channel Islands GY1 3AP