Monese Ltd is a mobile banking service offering simple, classic and premium current accounts, UK business account, debit cards, currency exchange and international money transfers.

With the Monese app new arrivals to the UK can open an account without any of the hassle. Monese doesn’t ask you for proof of address. You need a selfie and a photo of your passport or ID card. With about 600,000 customers and 200 employees, the company is located in London, UK with additional offices in Berlin, Tallinn and Lisbon. Monese was founded in 2015 by Norris Koppel, the current CEO of the company. Android Pay/Google Pay is available for Android customers in the UK with GBP Monese card. Apple Pay is available in 30 countries including the United Kingdom, Ireland, France, Germany, Spain, Italy, Liechtenstein, Portugal, Belgium, Norway, Sweden, Bulgaria, Croatia, Cyprus, the Czechia, Austria, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Slovenia, Lithuania, Latvia, Malta, Romania, Slovakia and Poland. You can also link PayPal and Monese accounts to manage balance in Monese app (this feature only for UK customers). Samsung Pay is not supported yet.

Monese Current Accounts Pricing

Plan Monthly Fee Max Balance ATM withdrawals and cash loads Card spending abroad Foreign currency transfers
Starter/Simple £0 £40,000 £200 free monthly, 2% fee after £2,000 free, 2% fee after Free to other  Monese accounts, 2% fee to non-Monese accounts (£2 min fee)
Plus/Classic £4.95 £40,000 £800 free monthly, 2% fee after £8,000 free, 2% fee after Free to other  Monese accounts, 0.5% fee to non-Monese accounts (£2 min fee)
Premium £14.95 £40,000 Free Free and Unlimited Free to Monese and non-Monese accounts

Cash withdrawals via ATM are limited to a maximum of £300 per day.
Cash top-up via Post Office are limited to £500 per transaction.
Cash top-up via PayPoint are limited to £249 per transaction, £500 per day, £2,500 per week and £5,000 per month.
Top up via debit card are limited to £300 per day (total of 2 top-ups) and £600 per month (total of 10 top-ups).
Card purchases are limited to £4,000 per transaction and to £7,000 per day.

Headquarters address:
85 Great Portland Street
London, W1W 7LT
United Kingdom
Telephone: +44 1706 304 001
Website: monese.com

Cyprus
Tel: +357 22 007741

Belgium
Tel: +32 78 250 260

Estonia
Tel: +372 884 0808

Finland
Tel: +358 2 480 91118

France
Tel: +33 4 86 06 35 00

Germany
Tel: +49 80 018 11631

Greece
Tel: +30 21 1198 1333

Ireland
Tel: +353 76 888 8381

Italy
Tel: +39 023 0578822

Latvia
Tel: +371 661 644 70

Lithuania
Tel: +370 5 214 21 13

Luxembourg
Tel: +352 2786 34 22

Malta
Tel: +356 2776 1882

Netherlands
Tel: +31 85 8889 658

Portugal
Tel: +351 308 803 104

Slovakia
Tel: +421 55 2303011

Slovenia
Tel: +386 1 828 2087

Spain
Tel: +34 518 889 121

Updated as of February 21, 2020.