Tandem Bank Limited (formerly Harrods Bank) is London-based digital-only bank offering fixed saver accounts, cashback credit card and journey credit card. All of Bank’s products are managed through Tandem mobile banking app. Your money is protected by FSCS up to £85,000. The company was founded by Ricky Knox and Matt Cooper and operates as a wholly-owned subsidiary of Tandem Money Ltd.

Tandem Credit Cards

Cashback Credit Card:
0.5% cashback on all purchases worldwide
No monthly fee
No fees on purchases abroad
18.9% APR (variable)
Min age 18
Initial credit limits from £500 to £12,000
Purchases interest-free period up to 56 days

Journey Credit Card:
No monthly fees
No fees on purchases or withdrawing cash abroad
24.9% APR (variable)
Initial credit limits from £500 to £1,500
Purchases interest-free period up to 56 days

Tandem Savings Accounts

Tandem 1 Year Fixed Saver - Interest rate 1.60% AER
Tandem 2 Year Fixed Saver - Interest rate 1.80% AER
Tandem 3 Year Fixed Saver - Interest rate 2.00% AER
Minimum deposit £1,000
Maximum deposit £2,500,000

To open this accounts you must:
• be at least 18 years old
• be a UK resident, and have three years of address history in the UK
• own a UK based current account
You can only make 1 deposit into the account.

Head office address:
40 Bernard Street
London, WC1N 1LE
United Kingdom
Telephone: 020 3370 0970
Website: tandem.co.uk

Updated as of February 21, 2020.